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Capital One 360, is there to help you save time and money across all of your banking needs. Manage your money from your computer, on your mobile device or by the phone – and enjoy a great Customer experience every step of the way. Find out for yourself at capitalone360.com.
you can find it in New York, Chicago, Los Angeles, San Francisco, Philadelphia, Honolulu, Wilmington, Delaware and St. Cloud, Minnesota. So stop by, sip some coffee and save a while.
Member FDIC and Equal Housing Lender.
Securities products are offered by Capital One ShareBuilder, Inc., a registered broker-dealer and Member FINRA/SIPC. Capital One ShareBuilder, Inc. is a subsidiary of Capital One Financial Corporation.
Securities products are: Not FDIC insured • Not Bank guaranteed • May lose value
Its saving account interest rate. ING has long offered competitive interest rates on its savings account, and though its name changed to the 360 Savings Account upon the transition, its rate stayed the same as it was with ING.
Its customer service team. Capital One 360 representatives confirmed to MoneyRates.com that the ING customer service team had been retained.
Its minimal checking account fees. The newly minted 360 Checking Account carries no monthly maintenance fee and no overdraft fees. While Capital One 360 will still charge you interest on overdrawn balances, even that seems reasonable considering this is one of the few interest-bearing checking accounts still around.
Its website. While the colors are now red and blue instead of orange, the site's layout and feel is unmistakably similar to that of ING's.
For customers who worried that Capital One's acquisition would uproot the foundations of ING's checking and savings accounts, these familiar features likely offered some reassurance.
Capital One 360 also offers home loans, investment products and business and retirement accounts, making it one of the more complete direct banks.